Too much Income for Medi-Cal?[1]

Guaranteed Issue - No Pre X Clause -
Quote & Subsidy Calculation for
Covered CA
No charge for our services 

Have a question?  

Contact Medi-Cal & Ask. 

This site is Pro Bono and we can no longer support Q & A. 

What if I start earning too much money –
MAGI Income – Modified Adjusted Gross Income Line 37 + Social Security* for Medi-Cal.  

How do I go from Medi-Cal to Covered CA?

How do I get notified?  

See sample letters below.

How long do I have to get new coverage?

60 Days – Special Enrollment Period – Loss of Coverage

When Medi-Cal kicks you out for making too much $$$, they don’t enroll you in Covered CA! Insure Me *   Get a quote and subsidy calculation here and we can help you.  No extra charge! 

Do I get subsidies?

Most Likely!!!  Click here for a

complementary quote and subsidy calculation

So, just like President Obama said, your net premium might only be $50/month.  Plus, enhanced Silver 94, very low co-pays & deductibles.

Will Steve Shorr Insurance help me at no additional charge?

Yes, but you must get a quote first and either have a release from Medi-Cal or contact your Social Worker and get one.  If you already have a Covered CA account, you must appoint us as your agent.

What if I don’t have a Release – Notice of Action?

Medi-Cal is supposed to send you a notice of action   FAQ’s .  If not, contact your Social Worker and get one   Scroll down for a sample letter.  I do grant they they don’t give you a lot of time to get new coverage.  Note also that loss of coverage qualifies you for a special enrollment period and you don’t have to wait for Open Enrollment, nor are you subject to the rule about having to enroll by the 15th to get coverage by the first.

Use our

complementary subsidy and quote engine

to see how your income, household size, etc qualifies you for subsidies in Covered CA.

There is no charge for us to help you.  If you already have a Covered CA account, here’s how to appoint us as your agent.


Medi-Cal Notice that you are losing coverage
Medi-Cal Notice that you are losing coverage


Larger View - Key Points - notice of action
Larger View – Key Points – notice of action
Notice of Action - No More Medi-Cal
Notice of Action – No More Medi-Cal


More Reference Material on when you no longer qualify for Medi-Cal

insure me of Action

Reporting a Change and Notices of Action

notice of action   FAQ’s

Transitioning Covered California cases to Medi-Cal

Policies and Procedures for Annual Renewal and Change in Circumstance Redeterminations and Discontinuance from Medi-Cal

4 comments on “Notification when you make too much $$$ for Medi-Cal

  1. I’ve been on medi-cal and recently qualified for Social Security Disability [SSDI?] and receive approx.$800 a month.

    They [Social Security] also gave me a check for the time I should have already had it, which was for $25,000.

    My mother passed away and left me her bank account. I think from what I have read that this won’t disqualify me from Social Security Disability because I didn’t earn the money through working. That’s great.

    The problem is Medi-Cal. I don’t know how to approach it because I know I will need it, I’m unable to work, and in the Bay Area $800 is nothing now that I will have to pay $2000 a month in rent, that is what the inheritance was going to help me with.

    What can I do to avoid being penalized by medi-cal? I’m afraid to tell them anything because I’m afraid they will say I owe them $$$$$. I was going to try to cancel or drop meds-cal for the time being because that money won’t carry me for too long.

    I’m really confused. I would appreciate any info./advice/whatever you can offer.

  2. my x wife just got approved for social security under widows benefits and gets $1,400 a month, $16,800/year.

    she also has an adult disabled child who gets $585 SSA [SSI?] , $7,020 from the deceased parent as well, the child also works and get $300 every two weeks $7,800/year she only makes $5 hour she has down syndrome.

    My question is they are cancelling the medi cal because she makes $8 to much it seems like the should both get medi cal to me

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