MAGI (Modified Adjusted Gross Income)

Medi-Cal Health Insurance Eligibility under  138% of Federal Poverty Level

If your MAGI income is less than 138% of Federal Poverty Level you can now qualify for MAGI Medi Cal Health Insurance.  Assets are no longer counted!

View the income chart to see how much 138% is, or better yet,

Plug in your income and see if you qualify
for subsidies through Covered CA

and get a FPL calculation

Often the parents qualify for Covered CA and the children get Medi-Cal, as children’s Medi Cal generally goes to 266%.

Google Ad Sense

VITA get your taxes done Free  VITA get your taxes done FREE

Free help to file taxes VITA
Volunteer Income Tax Assistance

IRS Brittany

Report Changes Promptly

IRS Publication # 5152 

CMS How Covered CA works

Report Changes as they happen # 5152

Report Changes as they happen

Changes should be reported within 30 days.

Here's instructions

If you've appointed us - instructions - as your broker, no extra charge, we can do it for you. 


Denial of benefits and possible criminal charges if you don't report changes in income!  

Covered CA Certified Agent - No extra charge for our help

Covered CA Certified Agent

No extra charge if you qualify for Covered CA Subsidies.
We don't get compensated to help you with Medi Cal.  Here's Medi-Cal's contact information.

Get a Covered CA Quote, including subsidy calculation

Video on why you should have an agent

Difference between Medi Cal & Covered CA

Get Covered CA Quote

Covered CA – Medi-Cal Income Chart
Click to enlarge

Covered CA Income Chart

Term Life Quotes

Set up a phone, skype or face to face consultation 

Tools to help you figure out how much you should get

Life Insurance Buyers Guide

CA Department of Insurance

NAIC Buyers Guide

Video on how much coverage for death protection you need

23 comments on “MAGI Income – Medi-Cal Qualification?

  1. I have been looking online for some answers and I hope that you guys can help

    I live far away from town and have not yet filed for a 1040 Tax return I never filed a tax return last year either

    I do not work I haven’t for quite some time but I am on record the secretary for a non-profit company I’m not too sure if he has filed anything.

    Will not filing a tax return affect my Medi Cal application for claiming my daughter as a dependent.

    I am not married I am single. I have enrolled into medi-cal when I was pregnant

    I had gotten food stamps and CalWORKs 4 maybe 5 months

    I do not get that anymore.

    Does that affect my tax return as well.

    I have a daughter and people were telling me that I should have filed for a return for a dependent for this year and last year

    I do not know the process and how this works

    so please give me a call or email at your earliest convenience

    hopefully you guys can help thank you have a good night

  2. If one no longer has his job and expects his income for this year to be low (pursuing a new self-employment business) and thus qualify for Medi-Cal, how can one prove this in applying in order to be accepted for Medi-Cal. (The tax returns would show too much income from the previous year in order to qualify.)

  3. I have a part time job and earn less than $2k/month, do I still qualify for Medi-Cal? I have over $3k in assets, is that relevant to getting Medi-Cal?

  4. If you earn more than Medi Cal Limits 138% of income, do you have to repay the premiums that Medi Cal paid to the HMO, if you didn’t tell Medi Cal that you were earning more?

  5. I’m on Medi-Cal as I have no income. I just turned 65.

    Did I have to apply for Medicare A Hospital?

    Part B Doctor Visits?

    I can’t afford the $135/month premium.

  6. I got a new job in April.

    My company will be offering me health benefits starting in June.

    But job is not certain, they might let me go anytime.

    1. What do you recommend regarding Medi-Cal?

    2. can i continue with Medi cal?

    3. if i cancel medi cal do you think if i loose my job i will be again eligible for the medi cal?

  7. If the Company you worked at got bought out by another company, and your status changes from contractor to full time employee, are you still eligible for Medical [Medi-Cal] if you can’t afford the premiums or out of pocket [deductibles, co-pays] insurance plans they offer, based on your annual [MAGI} income?

    My position is outside sales, with a home office, now I am having even more expenses than before, due to the new company’s contract.

    I can not afford what they offer in regards to healthcare coverage.

  8. I am 70 years of age and have been on medi cal due to low income. I recently applied for my ex husbands social security and my income increased to $1379.10. Can I still qualify for medi cal?

    ***We are setting up a new page to discuss Medi-Cal Qualification for Seniors. Please click and visit us there.

Leave a Reply

Your email address will not be published. logo