County Children’s Health Initiative Program (C-CHIP)
County Children’s Health Initiative Program (C-CHIP) is an existing health insurance program that offers affordable and comprehensive medical, dental, and vision insurance for children age 0-19 who qualify. Namely, Eligibility into the CCHIP program is 266-322% Federal Poverty Level (FPL).
C-CHIP is only available in three counties:
San Francisco County: San Francisco Health Kids (415) 615-5700, P.O. Box 194327, San Francisco, CA 94119 In-Person Assistance: Monday-Friday, 8:00 am to 5:30 pm 7 Spring Street, San Francisco, CA 94104
San Mateo County: San Mateo County Health Coverage Unit Children’s Health Initiative (650) 616-2002, 801 Gateway Blvd., Suite 100, South San Francisco, CA 94080,
Santa Clara County: Children’s Health Initiative (888) 244-5222, (408) 808-6180, 770 S Bascom Avenue, San Jose, CA 95128,
Children eligible for C-CHIP are not eligible for premium assistance with a Covered California plan and must enroll in the CCHIP program in their county or choose to enroll in an unsubsidized Covered California plan.
Learn more by clicking on the links below:
Too much Income for Medi-Cal?
Guaranteed Issue - No Pre X Clause -
Quote & Subsidy Calculation for
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Life Insurance Buyers Guide
Video on how much coverage for death protection you need
Background & Historical Info
What is the current status of Funding?
House lawmakers released the plan (PDF) to add just $2.85 billion to CHIP for the first two quarters of next year. Modern Health Care 12.21.2017
46 States and the District of Columbia cover children up to or above 200% of the Federal Poverty Level (FPL), and 24 of these states offer coverage to children in families with income at 250% of the FPL or higher. In certain CA Counties see C-Chip. States may get the CHIP enhanced match for coverage up to 300% of the FPL, which is higher than the Medicaid federal funding matching rate. See information on CHIP Financing.
States that expand coverage above 300% of the FPL get the Medicaid matching rate. States have the option to provide continuous eligibility to children who remain eligible for CHIP.
Federal funding for the Children’s Health Insurance Program (CHIP) expired a month ago, and states are dipping into unspent money or asking for help from the Trump administration to maintain coverage until Congress reaches a deal to extend it. The Hill 10.29.2017 *
Deal struck to continue CHIP New York Times 9.12.2017 *
Why Millions of Children Could Lose Their Health Insurance in 2018 – TIME
Los Angeles times article about concerns of losing children’s health insurance
States sending out warning notices that children lose coverage if CHip isn’t funded
States Sound Warning That Kids’ Health Insurance Is At Risk – NPR