Can a disabled Teacher qualify for Medicare (Health Insurance) before age 65?

Probably not, turning 65 is one way to qualify for Medicare and so is getting SSDI – Social Security Disability for two years and then getting Medicare. Medicare

Social Security pays benefits to people who cannot work because they have a medical condition that is expected to last at least one year or result in death. ( However, as a teacher and a member of CalSTRS you don’t pay into Social Security so you probably wouldn’t get SSDI. Check with CalSTRS, Medicare or Attorney’s.

You might qualify under your spouse’s Social Security benefits???  Auxilary Benefits as a spouse of an insured worker – Nolo Excerpt

CalSTRS Publications & Medicare & Social Security

The CalSTRS Disability Benefits Guide states that you may qualify for long-term disability benefits if you have a medical condition that will prevent you from working for at least a year. STRS Member Handbook Your CalSTRS retirement benefit or Medicare benefit will not be reduced because of these provisions in Social Security law Nolo’s Guide to Social Security Disability

Social Security, CalSTRS and You

Our Webpage on Social Security Disability

California State Disability


Attorney’s that can help you through the Social Security Disability maze

California Social Security

Daniel Hantman, Esq.

Helene Hoffman Esq

Elkind & Shea (Maryland and a few other East Coast States) 

CA State Bar Attorney Referral Service  


Sellers Law  

Hill & Ponton  

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Medicare and You 2020 #10050  
Everything you want to know 

Medicare and you

Different Parts of Medicare 

A = Hospital
B = Doctor Visits – Out Patient
C = Medicare Advantage or Medi Gap
D = Part D Rx


Understanding your Medicare Choices
Medi Gap vs Medicare Advantage


How to sign up for Parts A & B
Is  your test, service, or item covered?
Original Medicare Parts A & B
Medicare Advantage Plans & Part D Rx
Supplement Insurance (Medigap)
Low Income Help  LIS

Don’t like computers?
Prefer a printed version be mailed to you?
Audio MP 3

Use our scheduler to Set a phone, Skype or Face to Face meeting
Intake Form – We can better prepare for the meeting

Nolo's Guide to Social Security Disability

Nolo’s Guide to Social Security Disability  

We do have a reference copy in our office

19 comments on “California Teachers & Social Security Disability

  1. I am temporarily disabled because I have

    Complex regional pain syndrome (CRPS) is a form of chronic pain that usually affects an arm or a leg. CRPS typically develops after an injury, a surgery, a stroke or a heart attack. The pain is out of proportion to the severity of the initial injury.
    Complex regional pain syndrome is uncommon, and its cause isn’t clearly understood. Treatment is most effective when started early. In such cases, improvement and even remission are possible.

    on my dominant hand/arm.

    I’m a teacher.

    Can I get state disability payment?

    • Did you have SDI deducted from your pay check?
      What district do you work for?
      Check our webpage on SDI

      SDI Eligibility Requirements

      In order to be eligible for DI benefits, you must:

      Be unable to do your regular or customary work for at least eight days.
      Be employed or actively looking for work at the time your disability begins.
      Have lost wages because of your disability.
      Have earned at least $300 from which State Disability Insurance (SDI) deductions were withheld during your base period. For additional information visit, Calculating Benefit Payment Amounts.
      Be under the care and treatment of a licensed physician/practitioner or accredited religious practitioner within the first eight days of your disability. The date your claim begins can be adjusted if it does not meet this requirement. You must remain under care and treatment to continue receiving benefits.
      Complete and submit your claim form (DE 2501) no earlier than nine days after your first day of disability begins but no later than 49 days after your disability begins or you may lose benefits.
      Have your physician/practitioner complete the medical certification portion of your disability claim.
      A nurse practitioner may certify to a disability within his/her scope of practice; however, he/she must perform a physical examination and collaborate with a physician or surgeon.
      A licensed midwife, nurse-midwife, or nurse practitioner may complete the medical certification for disabilities related to normal pregnancy or childbirth.
      If you are under the care of a religious practitioner, request a Claim for Disability Insurance Benefits-Religious Practitioner’s Certificate (DE 2502), from an SDI office. Certification by a religious practitioner is acceptable only if the practitioner has been accredited by the Employment Development Department.

  2. My spouse has cancer. G-d forbid, when she passes away can I draw disability from her retirement?

    I have been on disability since 2011.

    Am I allowed to receive her Strs retirement?

  3. I was a teacher I applied for SSDI through Allsup. Disability Services

    I was approved as 100 percent disabled but was only awarded Medicare ( which I do not want! Because I had Tricare military benefits which are great but would then become secondary to medicare ).

    Can I refuse Medicare?

  4. I have 10 years of service and am receiving Ca lStrs Disability.

    I worked 20 years prior to teaching

    Can I also collect state disability?

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